{"id":21854,"date":"2022-05-25T09:58:09","date_gmt":"2022-05-25T13:58:09","guid":{"rendered":"https:\/\/world.dan.org\/?page_id=21854"},"modified":"2026-05-11T09:00:04","modified_gmt":"2026-05-11T13:00:04","slug":"professional-liability-insurance","status":"publish","type":"page","link":"https:\/\/world.dan.org\/es\/professional-liability-insurance\/","title":{"rendered":"Seguro de responsabilidad civil profesional"},"content":{"rendered":"<div class=\"n2_clear\"><ss3-force-full-width data-overflow-x=\"body\" data-horizontal-selector=\"\"><div class=\"n2-section-smartslider fitvidsignore  n2_clear\" data-ssid=\"44\" tabindex=\"0\" role=\"region\" aria-label=\"Slider\"><div id=\"n2-ss-44-align\" class=\"n2-ss-align\"><div class=\"n2-padding\"><div id=\"n2-ss-44\" data-creator=\"Smart Slider 3\" data-responsive=\"fullwidth\" class=\"n2-ss-slider n2-ow n2-has-hover n2notransition  \">\n        <div class=\"n2-ss-slider-1 n2_ss__touch_element n2-ow\">\n            <div class=\"n2-ss-slider-2 n2-ow\">\n                                                <div class=\"n2-ss-slider-3 n2-ow\">\n\n                    <div class=\"n2-ss-slide-backgrounds n2-ow-all\"><div class=\"n2-ss-slide-background\" data-public-id=\"1\" data-mode=\"fill\"><div data-gradient=\"horizontal\" data-color-start=\"RGBA(0,64,110,0.49)\" data-color-end=\"RGBA(255,255,255,0)\" style=\"background:linear-gradient(to right, RGBA(0,64,110,0.49) 0%,RGBA(255,255,255,0) 100%);\" class=\"n2-ss-slide-background-color\"><\/div><\/div><\/div>                    <div class=\"n2-ss-slider-4 n2-ow\">\n                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1600 600\" data-related-device=\"desktopPortrait\" class=\"n2-ow n2-ss-preserve-size n2-ss-preserve-size--slider n2-ss-slide-limiter\"><\/svg><div data-first=\"1\" data-slide-duration=\"0\" data-id=\"66\" data-slide-public-id=\"1\" data-title=\"Professional Liability\" class=\"n2-ss-slide n2-ow  n2-ss-slide-66\"><div role=\"note\" class=\"n2-ss-slide--focus\" tabindex=\"-1\">Professional Liability<\/div><div class=\"n2-ss-layers-container n2-ss-slide-limiter n2-ow\"><div class=\"n2-ss-layer n2-ow n-uc-IzbgSIJUhWnn\" data-sstype=\"slide\" data-pm=\"default\"><div class=\"n2-ss-layer n2-ow n-uc-Ji0x6Zdiexgn\" data-pm=\"default\" data-sstype=\"content\" data-hasbackground=\"0\"><div class=\"n2-ss-section-main-content n2-ss-layer-with-background n2-ss-layer-content n2-ow n-uc-Ji0x6Zdiexgn-inner\"><div class=\"n2-ss-layer n2-ow n2-ss-layer--block n2-ss-has-self-align n-uc-85oT8OzWN3fS\" data-pm=\"normal\" data-sstype=\"row\"><div class=\"n2-ss-layer-row n2-ss-layer-with-background n-uc-85oT8OzWN3fS-inner\"><div class=\"n2-ss-layer-row-inner \"><div class=\"n2-ss-layer n2-ow n-uc-V5PYXCcYEYYM\" data-pm=\"default\" data-sstype=\"col\"><div class=\"n2-ss-layer-col n2-ss-layer-with-background n2-ss-layer-content n-uc-V5PYXCcYEYYM-inner\"><div class=\"n2-ss-layer n2-ow n-uc-X11CPJay30Ry n2-ss-layer--auto\" data-pm=\"normal\" data-sstype=\"layer\"><div class=\"n2-ss-button-container n2-ss-item-content n2-ow n2-font-a3b57aec3250d1cd7b703e552c1cb98d-link  n2-ss-nowrap n2-ss-button-container--non-full-width\"><a class=\"n2-style-05ba4352b746b78a53d300ba52f2d0e2-heading  n2-ow \" onclick=\"return false;\" href=\"#\"><div><div>PROFESSIONAL<\/div><\/div><\/a><\/div><\/div><div class=\"n2-ss-layer n2-ow n-uc-GvbTOEjyhkbC\" data-pm=\"normal\" data-sstype=\"layer\"><h2 id=\"n2-ss-44item2\" class=\"n2-font-0e90d147ce6e7cb4798c11b222234271-hover n2-style-fea5f7007ea60cd0f94b58717a9ba1ac-heading   n2-ss-item-content n2-ss-text n2-ow\" style=\"display:block;\">PROFESSIONAL LIABILITY INSURANCE<\/h2><\/div><div class=\"n2-ss-layer n2-ow n-uc-lGpgF9HqEMLO\" data-pm=\"normal\" data-sstype=\"layer\"><div class=\"n2-ss-item-content n2-ss-text n2-ow-all\"><div data-hide-desktoplandscape=\"1\" data-hide-desktopportrait=\"1\" data-hide-tabletlandscape=\"1\" data-hide-tabletportrait=\"1\"><\/div><div class=\"\" data-hide-desktoplandscape=\"1\" data-hide-desktopportrait=\"1\" data-hide-mobilelandscape=\"1\" data-hide-mobileportrait=\"1\"><\/div><div class=\"\" data-hide-mobilelandscape=\"1\" data-hide-mobileportrait=\"1\" data-hide-tabletlandscape=\"1\" data-hide-tabletportrait=\"1\"><p class=\"n2-font-3bb99d1f4c6c6f425005dde180c1a679-paragraph  n2-style-39612b538396e2fceb18e53ec82d9001-heading  \">Coverage In The Caribbean &amp; Select Territories<\/p>\n<\/div><\/div><\/div><div class=\"n2-ss-layer n2-ow n2-ss-layer--block n2-ss-has-self-align n-uc-HkdrOuQPeGSB\" data-pm=\"normal\" data-sstype=\"row\"><div class=\"n2-ss-layer-row n2-ss-layer-with-background n-uc-HkdrOuQPeGSB-inner\"><div class=\"n2-ss-layer-row-inner \"><div class=\"n2-ss-layer n2-ow n-uc-voSUse1IYF0i\" data-pm=\"default\" data-sstype=\"col\"><div class=\"n2-ss-layer-col n2-ss-layer-with-background n2-ss-layer-content n-uc-voSUse1IYF0i-inner\"><div class=\"n2-ss-layer n2-ow n-uc-iSV4qJ4UXYs9 n2-ss-layer--auto\" data-pm=\"normal\" data-sstype=\"layer\"><div class=\"n2-ss-button-container n2-ss-item-content n2-ow n2-font-efb749624a85eff02533b8cc5c19c88c-link  n2-ss-nowrap n2-ss-button-container--non-full-width\"><a class=\"n2-style-cd7796faf722e88fc7c6131f998fde7c-heading  n2-ow \" href=\"#h-professional-liability-insurance\"><div><div>View Rates<\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>                    <\/div>\n\n                                    <\/div>\n            <\/div>\n        <\/div>\n        <\/div><ss3-loader><\/ss3-loader><\/div><\/div><div class=\"n2_clear\"><\/div><\/div><\/ss3-force-full-width><\/div>\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-center\" id=\"h-professional-liability-insurance\">Professional Liability Insurance <\/h1>\n\n\n\n<p class=\"has-text-align-center\">For active and inactive dive professionals, dive professionals in training, assistant instructors, and instructors, DAN World Insurance Group SP offers Professional Liability Insurance coverage up to <span style=\"color:#006088\" class=\"color\">US$1,000,000<\/span> per claim \/ <span style=\"color:#006088\" class=\"color\">US$2,000,000<\/span> aggregate.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table aligncenter is-style-stripes\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Professional <br>Type<\/th><th class=\"has-text-align-center\" data-align=\"center\">DAN Member <br>w\/Course  <\/th><th class=\"has-text-align-center\" data-align=\"center\">DAN Member <br>Cost<\/th><th class=\"has-text-align-center\" data-align=\"center\">Nonmember <br>Cost<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">Instructor (Scuba)<\/td><td class=\"has-text-align-center\" data-align=\"center\">$1,339<\/td><td class=\"has-text-align-center\" data-align=\"center\">$1,405<\/td><td class=\"has-text-align-center\" data-align=\"center\">$1,489<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Assistant Instructor\/Instructor In Training (Scuba)<\/td><td class=\"has-text-align-center\" data-align=\"center\">$853<\/td><td class=\"has-text-align-center\" data-align=\"center\">$918<\/td><td class=\"has-text-align-center\" data-align=\"center\">$965<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Divemaster\/Divemaster In Training (Scuba)<\/td><td class=\"has-text-align-center\" data-align=\"center\">$853<\/td><td class=\"has-text-align-center\" data-align=\"center\">$918<\/td><td class=\"has-text-align-center\" data-align=\"center\">$965<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Freediving\/Snorkel Instructor<\/td><td class=\"has-text-align-center\" data-align=\"center\">$853<\/td><td class=\"has-text-align-center\" data-align=\"center\">$918<\/td><td class=\"has-text-align-center\" data-align=\"center\">$965<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Mermaiding\/Swimming<\/td><td class=\"has-text-align-center\" data-align=\"center\">$767<\/td><td class=\"has-text-align-center\" data-align=\"center\">$838<\/td><td class=\"has-text-align-center\" data-align=\"center\">$883<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Tail Coverage (Retired Scuba Instructor)<\/td><td class=\"has-text-align-center\" data-align=\"center\">$853<\/td><td class=\"has-text-align-center\" data-align=\"center\">$918<\/td><td class=\"has-text-align-center\" data-align=\"center\">$965<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Tail Coverage (Retired Divemaster)<\/td><td class=\"has-text-align-center\" data-align=\"center\">$477<\/td><td class=\"has-text-align-center\" data-align=\"center\">$543<\/td><td class=\"has-text-align-center\" data-align=\"center\">$574<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Included Coverage For Qualified Professionals<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Technical<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Rebreather<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Optional Endorsements<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">AAUS<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Avelo System<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">*All prices are in USD and include tax and fees<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-499968f5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-dan-red-600-background-color has-background wp-element-button\" href=\"https:\/\/apps.dan.org\/world-professional-liability\/?&amp;token=na\" style=\"border-radius:0px\">Purchase Policy<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/world.dan.org\/wp-content\/uploads\/2026\/04\/DAN-SPC-IPL113_05.01.2026.pdf\" type=\"link\" id=\"https:\/\/world.dan.org\/wp-content\/uploads\/2026\/04\/DAN-SPC-IPL113_05.01.2026.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View Master Policy<\/a><\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-dan-light-gray-color has-css-opacity has-dan-light-gray-background-color has-background\"\/>\n\n\n\n<div style=\"height:29px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-dan-black-color has-text-color has-large-font-size\" id=\"following-countries\" style=\"font-style:normal;font-weight:500\">Take The Course. Save On Your Premium.<\/h2>\n\n\n\n<p class=\"has-text-align-center\">DAN&#8217;s continuing education for dive professionals is designed to provide dive pros and businesses with the knowledge and training to reduce the risk of accidents and injuries. DAN members are eligible to save approximately 5% on their professional liability insurance premium after completing the course.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<script src=https:\/\/fast.wistia.com\/player.js async><\/script><script src=https:\/\/fast.wistia.com\/embed\/xp7ni0lnoc.js async type=\"module\"><\/script><style>wistia-player[media-id='xp7ni0lnoc']:not(:defined) { background: center \/ contain no-repeat url('https:\/\/fast.wistia.com\/embed\/medias\/xp7ni0lnoc\/swatch'); display: block; filter: blur(5px); padding-top:56.25%; }<\/style> <wistia-player media-id=\"xp7ni0lnoc\" wistia-popover=\"true\" aspect=\"1.7777777777777777\"><\/wistia-player>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-499968f5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-dan-red-600-background-color has-background wp-element-button\" href=\"https:\/\/world.dan.org\/liability-insurance\/continuing-education-for-dive-professionals\" style=\"border-radius:0px\">Learn &amp; Save<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-dan-light-gray-color has-css-opacity has-dan-light-gray-background-color has-background\"\/>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-highlights\">Highlights<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Worldwide coverage protects you anywhere in the world you train<\/li>\n\n\n\n<li>Coverage up to US$1,000,000 per claim \/ US$2,000,000 aggregate<\/li>\n\n\n\n<li>Recognized by all major training agencies<\/li>\n\n\n\n<li>Dive professionals in training are eligible for coverage<\/li>\n\n\n\n<li>Technical or rebreather endorsements included at no additional charge for qualified professionals<\/li>\n\n\n\n<li>Add additional insureds at any time<\/li>\n\n\n\n<li>No-charge to add additional insureds<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-left\" style=\"font-size:11px\"><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-additional-coverage-included\">Additional Coverage Included<\/h2>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-1&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-1-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-1\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\">Avelo System<\/span><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-1\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-1-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>Includes the instruction or supervision of a participant engaged in any activity using the Avelo System provided the insured follows the standards and safety manuals of both Avelo Systems and the insured\u2019s underlying certification agency in providing services to the participant.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-2&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-2-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-2\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\">Technical Dive Training<\/span><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-2\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-2-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>Coverage for teaching and supervising recreational technical diving activities. Must be an active Technical Instructor.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-3&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-3-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-3\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\">Rebreather Endorsement<\/span><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-3\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-3-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>Coverage for claims for Bodily Injury or Property Damage resulting from a covered occurrence that occurs during the supervision of, instruction in, and orientation to the designated rebreather.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-dan-light-gray-color has-css-opacity has-dan-light-gray-background-color has-background\"\/>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/dan.org\/membership-insurance\/liability\/liability-insurance-faqs\/\"><img loading=\"lazy\" decoding=\"async\" width=\"697\" height=\"241\" src=\"https:\/\/dan.org\/wp-content\/uploads\/2020\/09\/dan-frequently-asked-questions.jpg\" alt=\"\" class=\"wp-image-11543\" style=\"width:349px;height:121px\" srcset=\"https:\/\/world.dan.org\/wp-content\/uploads\/2020\/09\/dan-frequently-asked-questions.jpg 697w, https:\/\/world.dan.org\/wp-content\/uploads\/2020\/09\/dan-frequently-asked-questions-360x124.jpg 360w, https:\/\/world.dan.org\/wp-content\/uploads\/2020\/09\/dan-frequently-asked-questions-18x6.jpg 18w\" sizes=\"auto, (max-width: 697px) 100vw, 697px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center\">Have liability insurance questions?&nbsp;Explore our extensive knowledge library.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-499968f5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-dan-red-600-background-color has-background wp-element-button\" href=\"https:\/\/world.dan.org\/dan-world-insurance-group-sp-faqs\/\" style=\"border-radius:0px\">Get Answers<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-dan-light-gray-color has-css-opacity has-dan-light-gray-background-color has-background\"\/>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-small-font-size\"><strong>Liability Customer Service<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\">DAN World Insurance Group SP  team is ready to help you protect you or your business. &nbsp;<\/p>\n\n\n\n<p class=\"has-small-font-size\">Monday\u2013Friday, 8:30 a.m.\u20135 p.m. ET<br>+1-919-684-2948<\/p>\n\n\n\n<p class=\"has-small-font-size\">FAX: +1 (919) 490-2935<\/p>\n\n\n\n<p class=\"has-small-font-size\">EMAIL:&nbsp;<a href=\"mailto:liabilityinsurance@dan.org\">LiabilityInsurance@dan.org<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-small-font-size\"><strong>Incidents And Claims&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\">Collect all relevant information and send it to DAN World Insurance Group SP. If the incident involves a fatality or serious bodily injury, contact us immediately.<\/p>\n\n\n\n<p class=\"has-small-font-size\">Monday\u2013Friday, 8:30 a.m.\u20135 p.m. ET<\/p>\n\n\n\n<p class=\"has-small-font-size\">+1-919-684-2948<\/p>\n\n\n\n<p class=\"has-small-font-size\">EMAIL:&nbsp;<a href=\"mailto:liabilityclaims@dan.org\">LiabilityClaims@dan.org<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-small-font-size\"><strong>Liability Insurance Resources<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\"><a href=\"https:\/\/world.dan.org\/dan-world-insurance-group-sp-faqs\/\" type=\"link\" id=\"https:\/\/world.dan.org\/dan-world-insurance-group-sp-faqs\/\">Liability Insurance FAQs<\/a><\/p>\n\n\n\n<p class=\"has-small-font-size\"><a href=\"https:\/\/world.dan.org\/wp-content\/uploads\/2025\/05\/Pro-Liability-2025-DAN-WORLD-incident-aftermath-sheet.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">What To Do After An Incident<\/a><\/p>\n\n\n\n<p class=\"has-small-font-size\"><a href=\"https:\/\/world.dan.org\/wp-content\/uploads\/2025\/05\/Pro-Liability-2025-DAN-WORLD-incident-report-1.pdf\">Incident Report Form<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-small-font-size\"><strong>Other Coverage<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\"><a href=\"https:\/\/world.dan.org\/liability-insurance\/\">Liability Insurance Home<\/a><\/p>\n\n\n\n<p class=\"has-small-font-size\"><a href=\"https:\/\/world.dan.org\/group-professional-liability-insurance\/\">Group Professional Liability (GPL)<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-dan-light-gray-color has-css-opacity has-dan-light-gray-background-color has-background\"\/>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"198\" height=\"84.7\" src=\"https:\/\/world.dan.org\/wp-content\/uploads\/2022\/05\/DAN-World-Insurance-Group-SP.svg\" alt=\"\" class=\"wp-image-21936\" style=\"width:150px;height:65px\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:75%\">\n<p class=\"has-small-font-size\">Subject to the terms, conditions, and limitations of DAN Risk Retention Group Policy IPL113 (May 1, 2026), GL113 (May 1, 2026) and GPL113 (May 1, 2026). Coverage may vary and may not be available in all states, countries, or territories. Financing subject to loan approval.<\/p>\n\n\n\n<p class=\"has-small-font-size\">DAN World Insurance Group SP is a wholly owned subsidiary of Divers Alert Network, with offices at c\/o Artex Risk Group, Suite 301, Floor 3, Windward 3, Regatta Office Park, P.O. Box 10233, Grand Cayman, KY1-1002 Cayman Islands.<\/p>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Professional Liability Insurance For active and inactive dive professionals, dive professionals in training, assistant instructors, and instructors, DAN World Insurance Group SP offers Professional Liability Insurance coverage up to US$1,000,000 [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":20,"comment_status":"closed","ping_status":"closed","template":"templates\/page-landing-2a.php","meta":{"_acf_changed":false,"_ef_editorial_meta_date_first-draft-date":"","_ef_editorial_meta_paragraph_assignment":"","_ef_editorial_meta_checkbox_needs-photo":"","_ef_editorial_meta_number_word-count":"","footnotes":""},"class_list":["post-21854","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Professional Liability Insurance - DAN World<\/title>\n<meta name=\"description\" content=\"Learn about Professional Liability Insurance tailored for dive instructors and assistants, ensuring robust coverage and peace of mind.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/world.dan.org\/es\/professional-liability-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Professional Liability Insurance\" \/>\n<meta property=\"og:description\" content=\"For active and inactive dive professionals, dive professionals in training, assistant instructors, and instructors, DAN World Insurance Products SP offers Professional Liability Insurance coverage up to US$1,000,000 per claim \/ US$2,000,000 aggregate.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/world.dan.org\/es\/professional-liability-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"DAN World\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-11T13:00:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/world.dan.org\/wp-content\/uploads\/2022\/06\/DAN-Pro-Liability-Divers-T80S0741-1200x600-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Professional Liability Insurance\" \/>\n<meta name=\"twitter:description\" content=\"For active and inactive dive professionals, dive professionals in training, assistant instructors, and instructors, DAN World Insurance Products SP offers Professional Liability Insurance coverage up to US$1,000,000 per claim \/ US$2,000,000 aggregate.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/world.dan.org\/wp-content\/uploads\/2022\/06\/DAN-Pro-Liability-Divers-T80S0741-1200x600-1.jpg\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/world.dan.org\\\/professional-liability-insurance\\\/\",\"url\":\"https:\\\/\\\/world.dan.org\\\/professional-liability-insurance\\\/\",\"name\":\"Professional Liability Insurance - DAN World\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/world.dan.org\\\/es\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/world.dan.org\\\/professional-liability-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/world.dan.org\\\/professional-liability-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/dan.org\\\/wp-content\\\/uploads\\\/2020\\\/09\\\/dan-frequently-asked-questions.jpg\",\"datePublished\":\"2022-05-25T13:58:09+00:00\",\"dateModified\":\"2026-05-11T13:00:04+00:00\",\"description\":\"Learn about Professional Liability Insurance tailored for dive instructors and assistants, ensuring robust coverage and peace of mind.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/world.dan.org\\\/professional-liability-insurance\\\/#breadcrumb\"},\"inLanguage\":\"es-MX\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/world.dan.org\\\/professional-liability-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-MX\",\"@id\":\"https:\\\/\\\/world.dan.org\\\/professional-liability-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/dan.org\\\/wp-content\\\/uploads\\\/2020\\\/09\\\/dan-frequently-asked-questions.jpg\",\"contentUrl\":\"https:\\\/\\\/dan.org\\\/wp-content\\\/uploads\\\/2020\\\/09\\\/dan-frequently-asked-questions.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/world.dan.org\\\/professional-liability-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/world.dan.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Professional Liability Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/world.dan.org\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/world.dan.org\\\/es\\\/\",\"name\":\"DAN World\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/world.dan.org\\\/es\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/world.dan.org\\\/es\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-MX\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/world.dan.org\\\/es\\\/#organization\",\"name\":\"DAN World\",\"url\":\"https:\\\/\\\/world.dan.org\\\/es\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-MX\",\"@id\":\"https:\\\/\\\/world.dan.org\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/world.dan.org\\\/wp-content\\\/uploads\\\/2022\\\/04\\\/DAN-World-logo-sm-52px.svg\",\"contentUrl\":\"https:\\\/\\\/world.dan.org\\\/wp-content\\\/uploads\\\/2022\\\/04\\\/DAN-World-logo-sm-52px.svg\",\"width\":175,\"height\":52,\"caption\":\"DAN World\"},\"image\":{\"@id\":\"https:\\\/\\\/world.dan.org\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Seguro de Responsabilidad Civil Profesional - DAN World","description":"Learn about Professional Liability Insurance tailored for dive instructors and assistants, ensuring robust coverage and peace of mind.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/world.dan.org\/es\/professional-liability-insurance\/","og_locale":"es_MX","og_type":"article","og_title":"Professional Liability Insurance","og_description":"For active and inactive dive professionals, dive professionals in training, assistant instructors, and instructors, DAN World Insurance Products SP offers Professional Liability Insurance coverage up to US$1,000,000 per claim \/ US$2,000,000 aggregate.","og_url":"https:\/\/world.dan.org\/es\/professional-liability-insurance\/","og_site_name":"DAN World","article_modified_time":"2026-05-11T13:00:04+00:00","og_image":[{"width":1200,"height":600,"url":"https:\/\/world.dan.org\/wp-content\/uploads\/2022\/06\/DAN-Pro-Liability-Divers-T80S0741-1200x600-1.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_title":"Professional Liability Insurance","twitter_description":"For active and inactive dive professionals, dive professionals in training, assistant instructors, and instructors, DAN World Insurance Products SP offers Professional Liability Insurance coverage up to US$1,000,000 per claim \/ US$2,000,000 aggregate.","twitter_image":"https:\/\/world.dan.org\/wp-content\/uploads\/2022\/06\/DAN-Pro-Liability-Divers-T80S0741-1200x600-1.jpg","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/world.dan.org\/professional-liability-insurance\/","url":"https:\/\/world.dan.org\/professional-liability-insurance\/","name":"Seguro de Responsabilidad Civil Profesional - DAN World","isPartOf":{"@id":"https:\/\/world.dan.org\/es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/world.dan.org\/professional-liability-insurance\/#primaryimage"},"image":{"@id":"https:\/\/world.dan.org\/professional-liability-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/dan.org\/wp-content\/uploads\/2020\/09\/dan-frequently-asked-questions.jpg","datePublished":"2022-05-25T13:58:09+00:00","dateModified":"2026-05-11T13:00:04+00:00","description":"Learn about Professional Liability Insurance tailored for dive instructors and assistants, ensuring robust coverage and peace of mind.","breadcrumb":{"@id":"https:\/\/world.dan.org\/professional-liability-insurance\/#breadcrumb"},"inLanguage":"es-MX","potentialAction":[{"@type":"ReadAction","target":["https:\/\/world.dan.org\/professional-liability-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"es-MX","@id":"https:\/\/world.dan.org\/professional-liability-insurance\/#primaryimage","url":"https:\/\/dan.org\/wp-content\/uploads\/2020\/09\/dan-frequently-asked-questions.jpg","contentUrl":"https:\/\/dan.org\/wp-content\/uploads\/2020\/09\/dan-frequently-asked-questions.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/world.dan.org\/professional-liability-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/world.dan.org\/"},{"@type":"ListItem","position":2,"name":"Professional Liability Insurance"}]},{"@type":"WebSite","@id":"https:\/\/world.dan.org\/es\/#website","url":"https:\/\/world.dan.org\/es\/","name":"DAN World","description":"","publisher":{"@id":"https:\/\/world.dan.org\/es\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/world.dan.org\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-MX"},{"@type":"Organization","@id":"https:\/\/world.dan.org\/es\/#organization","name":"DAN World","url":"https:\/\/world.dan.org\/es\/","logo":{"@type":"ImageObject","inLanguage":"es-MX","@id":"https:\/\/world.dan.org\/es\/#\/schema\/logo\/image\/","url":"https:\/\/world.dan.org\/wp-content\/uploads\/2022\/04\/DAN-World-logo-sm-52px.svg","contentUrl":"https:\/\/world.dan.org\/wp-content\/uploads\/2022\/04\/DAN-World-logo-sm-52px.svg","width":175,"height":52,"caption":"DAN World"},"image":{"@id":"https:\/\/world.dan.org\/es\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/world.dan.org\/es\/wp-json\/wp\/v2\/pages\/21854","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/world.dan.org\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/world.dan.org\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/world.dan.org\/es\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/world.dan.org\/es\/wp-json\/wp\/v2\/comments?post=21854"}],"version-history":[{"count":6,"href":"https:\/\/world.dan.org\/es\/wp-json\/wp\/v2\/pages\/21854\/revisions"}],"predecessor-version":[{"id":35483,"href":"https:\/\/world.dan.org\/es\/wp-json\/wp\/v2\/pages\/21854\/revisions\/35483"}],"wp:attachment":[{"href":"https:\/\/world.dan.org\/es\/wp-json\/wp\/v2\/media?parent=21854"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}