{"id":29054,"date":"2025-03-07T14:28:52","date_gmt":"2025-03-07T19:28:52","guid":{"rendered":"https:\/\/world.dan.org\/?post_type=dan_alert_diver&p=29054"},"modified":"2025-03-07T14:29:04","modified_gmt":"2025-03-07T19:29:04","slug":"canceling-for-cancer","status":"publish","type":"dan_alert_diver","link":"https:\/\/world.dan.org\/id\/alert-diver\/article\/canceling-for-cancer\/","title":{"rendered":"Canceling for Cancer"},"content":{"rendered":"

I always get DAN Trip Insurance for overseas trips, which gives me peace of mind should the unexpected happen. There is a modest upfront payment based on the total trip costs and your age, so I considered skipping it for a Raja Ampat trip since I\u2019ve had many trips without having to file a claim. I\u2019m glad I chose otherwise.<\/p>\n\n\n\n

I signed up for this bucket-list trip in late 2019, with a departure scheduled for 2022. The trip got delayed twice due to COVID-19 restrictions in Indonesia. The liveaboard operator finally confirmed it for February 2024, so I completed all the necessary arrangements. I paid for my airline tickets, hotels, the boat \u2014 and yes, trip insurance. Everything was set for the trip of a lifetime, so what could go wrong?<\/p>\n\n\n\n

In June 2023 I completed a back-to-back liveaboard trip to Palau that involved 17 days of diving. I made 63 dives with no issues. After the trip I felt unusually tired, but I thought it was due to the extensive diving.<\/p>\n\n\n\n

My annual dive physical with my primary care physician was scheduled for the following month. I had passed all my previous annual physicals without issues, but this year was different. My physician detected a heart murmur and sent me to a cardiologist for further evaluation. The cardiologist gave me an electrocardiogram, an echocardiogram, and a stress test, all of which I passed easily, but he requested a CT scan to confirm that everything was fine. I had every reason to believe there would be no other issues. <\/p>\n\n\n\n

The scan detected a mass in my abdomen. It was a complete shock as I had no symptoms other than being a little more tired than usual since my Palau trip. I had no idea what to expect, but I knew I needed to focus on my health. All the planning, waiting, and looking forward to Raja Ampat made me put off any thought of canceling. I was still excited about the trip, so I hoped the mass would turn out to be benign.<\/p>\n\n\n\n

I had two biopsies in November and December 2023, which confirmed high-grade B-cell lymphoma (non-Hodgkin). Near the time of my biopsies I began to experience intense pain in my lower back, which is consistent with this type of cancer. I had to cancel my trip. <\/p>\n\n\n\n

It was not easy to give up on something I had so looked forward to, but it was the right thing to do. Not only would my symptoms have gotten worse, but I could have been a burden on other trip participants and the boat crew, and I may have needed a medical evacuation. <\/p>\n\n\n\n

I filed the necessary insurance paperwork for my reimbursement claim with documentation of my diagnosis. There was no hassle, and I promptly received a refund of all the money I had invested in the trip.<\/p>\n\n\n\n

The good news is that I completed all my chemotherapy treatments in June 2024, and the cancer is gone. I\u2019m on the mend and trying to get back to full strength, which may take a while. In retrospect, the dive physical probably saved my life since it led to discovering cancer early when it was more responsive to treatment. <\/p>\n\n\n\n

I\u2019m looking forward to more diving days \u2014 and hopefully that trip to Raja Ampat. This ordeal taught me that if something can go wrong, it probably will \u2014 even if it\u2019s the most unexpected issue. I will continue to insure all my high-cost trips, which I think every diver should do. You never know when you might need that insurance before or during a dive trip.<\/p>\n\n\n\n

<\/div>\n\n\n\n
\n\n\n\n

\u00a9 Alert Diver<\/em> \u2013 Q1 2025<\/p>\n\n\n\n

<\/p>","protected":false},"excerpt":{"rendered":"

I always get DAN Trip Insurance for overseas trips, which gives me peace of mind should the unexpected happen. There is a modest upfront payment based on the total trip costs and your age, so I considered skipping it for a Raja Ampat trip since I\u2019ve had many trips without having to file a claim. I\u2019m glad I chose otherwise.<\/p>","protected":false},"featured_media":29055,"template":"","dan_alert_diver_categories":[76],"dan_alert_diver_issues":[495],"class_list":["post-29054","dan_alert_diver","type-dan_alert_diver","status-publish","has-post-thumbnail","hentry","dan_alert_diver_categories-dan-was-there-for-me","dan_alert_diver_issues-q1-2025"],"acf":[],"yoast_head":"\nCanceling for Cancer - DAN World<\/title>\n<meta name=\"description\" content=\"I always get DAN Trip Insurance for overseas trips, which gives me peace of mind should the unexpected happen. 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