Every Diver Should Be a DAN World Member

As a DAN World member, you’ll enjoy a suite of valuable benefits designed to help make you a safer diver.
Dive confidently knowing you have the world’s leading dive safety organisation on your side.

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DAN Dive Injury (Treatment) Insurance Plans

For Residents of Australia

The Dive Injury Insurance Plans are in addition to your DAN Membership (Individual AUD$82.50, Family AUD$110).
The below treatment benefits apply for covered dive accidents that occur outside of Australia.

BENEFIT/COVERAGE CONDITIONS	MASTER AUD$88*	PREFERRED AUD$143*
Coverage for Decompression Illness (DCI), which includes both Arterial Gas Embolism (AGE) & Decompression Sickness (DCS) PLUS all covered in-water snorkelling & scuba diving injuries sustained on a Covered Dive or Repetitive Dive Series	Up to AUD$150,000 This sum covers hyperbaric & physicians fees and medical supplies used in the treatment.	Up to AUD$300,000 This sum covers hyperbaric & physicians fees and medical supplies used in the treatment.
Accidental death & dismemberment benefits resulting from a covered Diving Accident	Up to AUD$10,000	Up to AUD$10,000
Total & Permanent Disability benefits arising from a covered Diving Accident (up to age 65)	Up to AUD$15,000	Up to AUD$15,000
Maximum diving depth for coverage	50m	Unlimited
Depth Conditions	Certified Divers	In the event of a dive injury insurance claim for a depth beyond 50m, a Member will be required to demonstrate that he/she held an appropriate certification and experience for the dive and was using appropriate breathing gas mixes and equipment during the covered dive or Repetitive Dive Series.

Please note that all words in italics are defined in the policy wording and you should refer to this wording plus the product disclosure statement before deciding whether this product is appropriate for your needs.

Honan Insurance Group Pty Ltd  (ABN 67 005 372 396 AFSL246749) (“HIG”) has appointed DAN World Ltd (ABN 55 324 165 878) (“DAN”) as its authorised representative (AR No. 269 340) to arrange the Dive Injury Insurance Plans. The Dive Injury Insurance Plans are issued by AIG Australia Limited (“AIG”) (ABN 93 004 727 753 AFSL 381686) and are subject to terms, conditions and exclusions.

HIG is a member of the National Insurance Brokers Association (“NIBA”) and has formally adopted the 2022 Insurance Brokers Code of Practice (“the Code”). HIG and DAN, as its authorised representative commit to act in accordance to the Code Principles. A copy of the Code is available on the NIBA website (www.niba.com.au).

Our Services – As an authorised representative we will assist with arranging insurance with AIG, answering queries regarding the AIG policies, providing general recommendations or general advice only regarding the AIG policies and notify HIG of a claim or potential if an insured event occurs.

When providing information regarding the AIG policy, we will not take into consideration your personal objectives, financial situation or needs. We are not authorised to provide you with personal advice.

Payment: This cover provided under the Group Policy and Terms is subject to payment of premium. Your premium is collected at time of enrolment or renewal.

We do not receive any remuneration or other benefit from HIG for assisting with arranging the insurance policies.

For the insurance policy we arrange for you, the insurer will charge a premium that includes relevant taxes, charges and levies. We will collect the premium from you when we arrange a policy for you. The premium we collect from you for an insurance policy is paid to HIG and banked into HIG’s trust account. HIG received a fee which is equivalent to 11% of the aggregate monthly premium paid to the insurer. HIG retain this fee and remit the balance to the insurer.

This website contains information of a general nature only and does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances.  It is important for you to consider these matters and read the Terms above, Product Disclosure Statement (“PDS”) and policy before you make a decision about an insurance product. You can obtain a copy of the FSG and PDS by calling 03 9886 9166 or in the link below.  

DAN arranges the Travel Assist Benefits independently of HIG. DAN TravelAssist services are provided under a service contract with Travel Guard of Stevens Point, WI, USA. Service Fees and/or premiums for DAN TravelAssist are paid from DAN membership dues.

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