DAN coverage is made up of two components:
Membership and optional Dive Accident Insurance.
Follow these simple steps to determine the best coverage for your diving needs:

Step 1: Membership: Review the benefits under the Regular and Enhanced Membership.
Step 2: Dive Accident Insurance: Review the benefits provided under our three options:
Master, Preferred, Guardian: Which plan best meets your needs?
Step 3: Select ‘Join’ and complete the eApplication by adding your Membership
and optional Dive Accident Insurance Plan.

Membership Options

Two Levels Of Membership Gives Divers More Choices Than Ever Before

BENEFITSREGULAR MEMBERSHIPENHANCED MEMBERSHIP
Emergency Medical Transportation & Travel Assistance BenefitsUp To
CAD$150,000
Up To
CAD$500,000
Alert Diver Magazine SubscriptionDigital OnlyPrint + Digital
DAN TravelAssist® BenefitsRegularEnhanced
Global Security EvacuationX
Search & Rescue CoverageX
Access To Purchase DAN Dive Accident Insurance
24/7 Emergency Hotline
Medical & Safety Consultations
Annual Individual MembershipCAD$50

All benefit limits and membership pricing are in Canadian dollars. DAN membership alone does not provide coverage for costs of a dive accident. View the Member Benefits Handbook for complete terms and conditions of coverage. Compare All Regular and Enhanced Membership Benefits.

DAN dive accident insurance is an affordable way for divers to obtain insurance against the costs of dive injuries that are often left uncovered by typical health insurance.

  • Covers diving accidents & injuries, and some plans also cover nondivlng and named water sports accidents & injuries
  • Pays 100% of eligible accident medical expenses up to $500,000
  • Join DAN first then add your insurance
  • Plans recognized worldwide
  • Annual coverage

Important: All benefit limits and pricing are in Canadian Dollars.

Dive Accident Insurance Benefits Provided for Covered Diving AccidentsBenefit Limit
Master Plan
Benefit Limit
Preferred Plan
Benefit Limit
Guardian Plan
Accident Medical Expenses due to Arterial Gas Embolism (AGE), Decompression Sickness (DCS), other Covered Diving Accidents$125,000
Lifetime* Limit
$250,000 limit
per occurrence
$500,000 limit
per occurrence
Accidental Death and
Dismemberment
 $10,000 Principal Sum$20,000 Principal Sum$30,000 Principal Sum 
Permanent and Total Disability$10,000 Principal Sum$20,000 Principal Sum$30,000 Principal Sum
Extra Transportation$1,000 limit$5,000 limit$10,000 limit
Extra Accommodations$1,000 limit; $200/
day limit
$5,000 limit; $400/
day limit
$10,000 limit; $600/
day limit
Personal LiabilityN/AN/A$100,000 limit
Search and RescueN/AN/A$50,000 limit
Dive Accident Insurance Benefits Provided for Diving VacationsBenefit Limit
Master Plan
Benefit Limit
Preferred Plan
Benefit Limit
Guardian Plan
Diving Vacation CancellationN/A$5,000 limit per occurrence, $250 deductible per occurrence$10,000 limit per
occurrence
Diving Vacation InterruptionN/A$7,500 limit per occurrence, $250 deductible per occurrence $250/day limit per occurrence$15,000 limit per occurrence $500/day limit per occurrence
Dive Accident Insurance Benefits Provided for Non-Diving AccidentsBenefit Limit
Master Plan
Benefit Limit
Preferred Plan
Benefit Limit
Guardian Plan
Accident Medical Expenses due to In-Water Accidents during a Covered DiveN/AIncluded in Diving Accident Medical ExpensesIncluded in Diving Accident
Medical Expenses
Accident Medical Expenses due to Non-Diving Accidents while on a Trip outside Home CountryN/A$10,000 Lifetime* Limit, with $250 deductible$30,000 limit per
occurrence
Accident Medical Expenses due to Named Water Sport
Accidents while on a Trip
N/AN/A$30,000 limit per
occurrence
Accidental Death and
Dismemberment due to a Named Water Sport Accident while on a Trip
N/AN/A$30,000 Principal Sum
Permanent and Total Disability due to a Named Water Sport Accident while on a TripN/AN/A$30,000 Principal Sum
Annual Dive AccidentCAD$50CAD$100CAD$150
* A Lifetime Maximum Benefit applies. If an Insured has exhausted their Lifetime Maximum Benefit or has received more than 50 percent of their Lifetime Maximum Benefit, they may not purchase a different plan with higher limits.

Frequently Asked Questions

Have questions about DAN World Membership and Dive Injury Insurance?


Customer Service

Canada

Monday-Friday
8:30 a.m.- 5 p.m. ET

+1-919-684-2948

+1-800-446-2671

Fax: +1-919-490-6630

Email:

24/7 Emergency Hotline

In event of a dive accident or injury, call local EMS first then call DAN.

24/7 Emergency Hotline

+1 (919) 684-9111

(Collect calls accepted)

DAN must arrange transportation for covered emergency medical evacuation fees to be paid.

Medical Information Line

Get answers to your non-emergency related health and diving questions.

Monday–Friday,
8:30 a.m.–5 p.m. ET

+1-919-684-2948

Email:

Online: Ask A Medic

Allow 24-48 hours for a response.


In Canada, DAN World Dive Accident Insurance is underwritten by Zurich Insurance Company Ltd (Canadian Branch) 100 King Street West, Suite 5500, P.O. Box 290, Toronto, ON M5X 1C9 CANADA

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