DAN coverage is made up of two components:
Membership and optional Dive Accident Insurance.
Follow these simple steps to determine the best coverage for your diving needs:

Step 1: Membership: Review the benefits under the Regular and Enhanced Membership.
Step 2: Dive Accident Insurance: Review the benefits provided under our three options:
Master, Preferred, Guardian: Which plan best meets your needs?
Step 3: Select ‘Join’ and complete the eApplication by adding your Membership
and optional Dive Accident Insurance Plan.

BENEFITS	REGULAR MEMBERSHIP	ENHANCED MEMBERSHIP
Emergency Medical Transportation & Travel Assistance Benefits	Up To CAD$150,000	Up To CAD$500,000
Alert Diver Magazine Subscription	Digital Only	Print + Digital
DAN TravelAssist® Benefits	Regular	Enhanced
Global Security Evacuation	X	✓
Search & Rescue Coverage	X	✓
Access To Purchase DAN Dive Accident Insurance	✓	✓
24/7 Emergency Hotline	✓	✓
Medical & Safety Consultations	✓	✓
Annual Individual Membership	CAD$50

All benefit limits and membership pricing are in Canadian dollars. DAN membership alone does not provide coverage for costs of a dive accident. View the Member Benefits Handbook for complete terms and conditions of coverage. Compare All Regular and Enhanced Membership Benefits.

DAN dive accident insurance is an affordable way for divers to obtain insurance against the costs of dive injuries that are often left uncovered by typical health insurance.

Important: All benefit limits and pricing are in Canadian Dollars.

Dive Accident Insurance Benefits Provided for Covered Diving Accidents	Benefit Limit Master Plan	Benefit Limit Preferred Plan	Benefit Limit Guardian Plan
Accident Medical Expenses due to Arterial Gas Embolism (AGE), Decompression Sickness (DCS), other Covered Diving Accidents	$125,000 Lifetime* Limit	$250,000 limit per occurrence	$500,000 limit per occurrence
Accidental Death and Dismemberment	$10,000 Principal Sum	$20,000 Principal Sum	$30,000 Principal Sum
Permanent and Total Disability	$10,000 Principal Sum	$20,000 Principal Sum	$30,000 Principal Sum
Extra Transportation	$1,000 limit	$5,000 limit	$10,000 limit
Extra Accommodations	$1,000 limit; $200/ day limit	$5,000 limit; $400/ day limit	$10,000 limit; $600/ day limit
Personal Liability	N/A	N/A	$100,000 limit
Search and Rescue	N/A	N/A	$50,000 limit
Dive Accident Insurance Benefits Provided for Diving Vacations	Benefit Limit Master Plan	Benefit Limit Preferred Plan	Benefit Limit Guardian Plan
Diving Vacation Cancellation	N/A	$5,000 limit per occurrence, $250 deductible per occurrence	$10,000 limit per occurrence
Diving Vacation Interruption	N/A	$7,500 limit per occurrence, $250 deductible per occurrence $250/day limit per occurrence	$15,000 limit per occurrence $500/day limit per occurrence
Dive Accident Insurance Benefits Provided for Non-Diving Accidents	Benefit Limit Master Plan	Benefit Limit Preferred Plan	Benefit Limit Guardian Plan
Accident Medical Expenses due to In-Water Accidents during a Covered Dive	N/A	Included in Diving Accident Medical Expenses	Included in Diving Accident Medical Expenses
Accident Medical Expenses due to Non-Diving Accidents while on a Trip outside Home Country	N/A	$10,000 Lifetime* Limit, with $250 deductible	$30,000 limit per occurrence
Accident Medical Expenses due to Named Water Sport Accidents while on a Trip	N/A	N/A	$30,000 limit per occurrence
Accidental Death and Dismemberment due to a Named Water Sport Accident while on a Trip	N/A	N/A	$30,000 Principal Sum
Permanent and Total Disability due to a Named Water Sport Accident while on a Trip	N/A	N/A	$30,000 Principal Sum
Annual Dive Accident	CAD$50	CAD$100	CAD$150

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In Canada, DAN World Dive Accident Insurance is underwritten by Zurich Insurance Company Ltd (Canadian Branch) 100 King Street West, Suite 5500, P.O. Box 290, Toronto, ON M5X 1C9 CANADA