Canada

CANADA

DAN Membership & Dive Accident Insurance
for Residents of Canada

In Canada, DAN World Dive Accident Insurance is underwritten by Zurich Insurance Company Ltd (Canadian Branch) 100 King Street West, Suite 5500, P.O. Box 290, Toronto, ON M5X 1C9 CANADA. In Quebec, it is distributed by Zurich Travel Assist (AMF Registration no. 603058).

DAN coverage is made up of two components:
Membership and optional Dive Accident Insurance.
Follow these simple steps to determine the best coverage for your diving needs:

Step 1: Membership: Review the benefits under the Regular and Enhanced Membership.
Step 2: Dive Accident Insurance: Review the benefits provided under our three options:
Master, Preferred, Guardian. Which plan best meets your needs?
Step 3: Select ‘Join’ and complete the eApplication by adding your Membership
and optional Dive Accident Insurance Plan.


Membership Options

Two Levels Of Membership Gives Divers More Choices Than Ever Before

BENEFITS REGULAR MEMBERSHIP ENHANCED MEMBERSHIP
Emergency Medical Transportation & Travel Assistance Benefits Up To
CAN$150,000
Up To
CAN$500,000
Alert Diver Magazine Subscription Digital Only Print + Digital
DAN TravelAssist® Benefits Regular Enhanced
Global Security Evacuation X
Search & Rescue Coverage X
Access To Purchase DAN Dive Accident Insurance
24/7 Emergency Hotline
Medical & Safety Consultations
Annual Individual Membership CAN$50

All benefit limits and membership pricing are in Canadian dollars. DAN membership alone does not provide coverage for costs of a dive accident. Compare All Regular and Enhanced Membership Benefits.

Canada Dive Accident

DIVE ACCIDENT INSURANCE

Worldwide Coverage. Annual Plans. Affordable Rates.

DAN dive accident insurance is an affordable way for divers to obtain insurance against the costs of dive injuries that are often left uncovered by typical health insurance.

  • Covers diving accidents & injuries, and some plans also cover nondivlng and named water sports accidents & injuries
  • Pays 100% of eligible accident medical expenses up to $500,000
  • Join DAN first then add your insurance
  • Plans recognized worldwide
  • Annual coverage

Important: All benefit limits and pricing are in Canadian Dollars.

Dive Accident Insurance Benefits Provided for Covered Diving Accidents Benefit Limit
Master Plan
Benefit Limit
Preferred Plan
Benefit Limit
Guardian Plan
Accident Medical Expenses due to Arterial Gas Embolism (AGE), Decompression Sickness (DCS), other Covered Diving Accidents $125,000
Lifetime* Limit
$250,000 limit
per occurrence
$500,000 limit
per occurrence
Accidental Death and
Dismemberment
 $10,000 Principal Sum $20,000 Principal Sum $30,000 Principal Sum 
Permanent and Total Disability $10,000 Principal Sum $20,000 Principal Sum $30,000 Principal Sum
Extra Transportation $1,000 limit $5,000 limit $10,000 limit
Extra Accommodations $1,000 limit; $200/
day limit
$5,000 limit; $400/
day limit
$10,000 limit; $600/
day limit
Personal Liability N/A N/A $100,000 limit
Search and Rescue N/A N/A $50,000 limit
Dive Accident Insurance Benefits Provided for Diving Vacations Benefit Limit
Master Plan
Benefit Limit
Preferred Plan
Benefit Limit
Guardian Plan
Diving Vacation Cancellation N/A $5,000 limit per occurrence, $250 deductible per occurrence $10,000 limit per
occurrence
Diving Vacation Interruption N/A $7,500 limit per occurrence, $250 deductible per occurrence $250/day limit per occurrence $15,000 limit per occurrence $500/day limit per occurrence
Dive Accident Insurance Benefits Provided for Non-Diving Accidents Benefit Limit
Master Plan
Benefit Limit
Preferred Plan
Benefit Limit
Guardian Plan
Accident Medical Expenses due to In-Water Accidents during a Covered Dive N/A Included in Diving Accident Medical Expenses Included in Diving Accident
Medical Expenses
Accident Medical Expenses due to Non-Diving Accidents while on a Trip outside Home Country N/A $10,000 Lifetime* Limit, with $250 deductible $30,000 limit per
occurrence
Accident Medical Expenses due to Named Water Sport
Accidents while on a Trip
N/A N/A $30,000 limit per
occurrence
Accidental Death and
Dismemberment due to a Named Water Sport Accident while on a Trip
N/A N/A $30,000 Principal Sum
Permanent and Total Disability due to a Named Water Sport Accident while on a Trip N/A N/A $30,000 Principal Sum
Annual Dive Accident CAN$50 CAN$100 CAN$150
* A Lifetime Maximum Benefit applies. If an Insured has exhausted their Lifetime Maximum Benefit or has received more than 50 percent of their Lifetime Maximum Benefit, they may not purchase a different plan with higher limits.

View the Certificate of Insurance for the complete terms and conditions.

Quebec Residents: If you have any questions regarding these dive accident insurance plans, contact Zurich Travel Assist (AMF Registration no. 603058).

Direct: +1-418-425-3495

Toll Free: 1-888-726-1681

e-mail:

Frequently Asked Questions

Have questions about DAN World Membership and Dive Injury Insurance?


Customer Service

Canada

Monday-Friday
8:30 a.m.- 5 p.m. ET

+1-919-684-2948

+1-800-446-2671

Fax: +1-919-490-6630

Email:

Quebec:

Direct: +1-418-425-3495

Toll Free: 1-888-726-1681

Email:

24/7 Emergency Hotline

In event of a dive accident or injury, call local EMS first then call DAN.

24/7 Emergency Hotline

+1 (919) 684-9111

(Collect calls accepted)

DAN must arrange transportation for covered emergency medical evacuation fees to be paid.

Medical Information Line

Get answers to your non-emergency related health and diving questions.

Monday–Friday,
8:30 a.m.–5 p.m. ET

+1-919-684-2948

Email:

Online: Ask A Medic

Allow 24-48 hours for a response.

English