Professional Liability

PROFESSIONAL LIABILITY INSURANCE

Coverage In The Caribbean & Select Territories

Professional Liability Insurance

For active and inactive dive professionals, dive professionals in training, assistant instructors, and instructors, DAN World Insurance Group SP offers Professional Liability Insurance coverage up to US$1,000,000 per claim / US$2,000,000 aggregate.

Professional
Type
DAN Member
w/Course
DAN Member
Cost
Nonmember
Cost
Instructor (Scuba)$1,339$1,405$1,489
Assistant Instructor/Instructor In Training (Scuba)$853$918$965
Divemaster/Divemaster In Training (Scuba)$853$918$965
Freediving/Snorkel Instructor$853$918$965
Mermaiding/Swimming$767$838$883
Tail Coverage (Retired Scuba Instructor)$853$918$965
Tail Coverage (Retired Divemaster)$477$543$574
Included Coverage For Qualified Professionals
Technical$0$0$0
Rebreather$0$0$0
Optional Endorsements
AAUS$0$0$0
Avelo System$0$0$0

*All prices are in USD and include tax and fees

View Master Policy


Take The Course. Save On Your Premium.

DAN’s continuing education for dive professionals is designed to provide dive pros and businesses with the knowledge and training to reduce the risk of accidents and injuries. DAN members are eligible to save approximately 5% on their professional liability insurance premium after completing the course.


Highlights

  • Worldwide coverage protects you anywhere in the world you train
  • Coverage up to US$1,000,000 per claim / US$2,000,000 aggregate
  • Recognized by all major training agencies
  • Dive professionals in training are eligible for coverage
  • Technical or rebreather endorsements included at no additional charge for qualified professionals
  • Add additional insureds at any time
  • No-charge to add additional insureds

Additional Coverage Included

Includes the instruction or supervision of a participant engaged in any activity using the Avelo System provided the insured follows the standards and safety manuals of both Avelo Systems and the insured’s underlying certification agency in providing services to the participant.

Coverage for teaching and supervising recreational technical diving activities. Must be an active Technical Instructor.

Coverage for claims for Bodily Injury or Property Damage resulting from a covered occurrence that occurs during the supervision of, instruction in, and orientation to the designated rebreather.


Have liability insurance questions? Explore our extensive knowledge library.


Liability Customer Service

DAN World Insurance Group SP team is ready to help you protect you or your business.  

Monday–Friday, 8:30 a.m.–5 p.m. ET
+1-919-684-2948

FAX: +1 (919) 490-2935

EMAIL: LiabilityInsurance@dan.org

Incidents And Claims 

Collect all relevant information and send it to DAN World Insurance Group SP. If the incident involves a fatality or serious bodily injury, contact us immediately.

Monday–Friday, 8:30 a.m.–5 p.m. ET

+1-919-684-2948

EMAIL: LiabilityClaims@dan.org


Subject to the terms, conditions, and limitations of DAN Risk Retention Group Policy IPL113 (May 1, 2026), GL113 (May 1, 2026) and GPL113 (May 1, 2026). Coverage may vary and may not be available in all states, countries, or territories. Financing subject to loan approval.

DAN World Insurance Group SP is a wholly owned subsidiary of Divers Alert Network, with offices at c/o Artex Risk Group, Suite 301, Floor 3, Windward 3, Regatta Office Park, P.O. Box 10233, Grand Cayman, KY1-1002 Cayman Islands.