SHORT-TERM DIVE ACCIDENT COVERAGE
Divers Alert Network has partnered with DAN Business Members to offer short-term dive accident coverage providing emergency medical assistance and dive accident medical coverage helping safeguard you throughout your dive trip. Explore with confidence knowing DAN World is with you.
Ask your dive operator if they offer the following short-term dive accident plans.
Coverage Overview
Coverage applies only for injuries arising from a diving accident.
Emergency Medical Transportation & Assistance
Limit US$150,000
Emergency Evacuation – If you have a diving accident and local medical care is unavailable, DAN World will arrange and pay for transportation from the place where the accident occurs to the nearest hospital or medical facility where appropriate medical evaluation, treatment and care can be obtained.
Medically Necessary Transfer – If, after being treated for a diving accident it is determined that medically necessary care is locally unavailable, DAN World will arrange and pay for transportation to a different hospital or medical facility for further care, treatment or evaluation.
Dive Accident Medical Coverage
Limit US$125,000 LT
If you have a diving accident, DAN World will pay the reasonable and customary charge for necessary medical care, including hyperbaric chamber treatments, physician fees, ambulance charges, hospital charges, medical supply charges, and various other covered charges related to your treatment.
LT = Lifetime Maximum
Accidental Death & Dismemberment
Up to US$10,000
Should you die as a result of a diving accident, DAN World will pay a US$10,000 death benefit. In the event of dismemberment, DAN World will pay for the loss based on the Table of Losses in the policy.
Repatriation of Remains
Up to US$10,000 sublimit
Should you die as a result of a diving accident, DAN World will arrange and pay to return your mortal remains to your home for burial. Covered expenses include embalming, cremation, necessary government authorizations, coffins, and transportation.
Extra Transportation/ Accommodations
Up to US$1,000
If you are delayed in returning home following a diving accident on the written advice of a physician, DAN World will pay up to US$1,000 for each any necessary extra transportation or extra accommodations.
24 Hour Worldwide Assistance
Included
The DAN Global Emergency Hotline, medical information specialists are available 24-hours per day to provide you with assistance and consultation when you suffer a covered diving accident.
View the Certificate of Insurance for complete policy details.
In Case of Emergency
Notification Requirement
If you become ill or injured, you should immediately proceed to the closest emergency medical facility. In the event of an accident or injury covered by this policy, you must immediately contact DAN World to confirm coverage and obtain a guarantee of payment for any medical services to be rendered. If circumstances exist which prevent you from contacting DAN World immediately, you must notify DAN World as soon as possible under the circumstances.
WORLDWIDE EMERGENCY ASSISTANCE
Call: +1 (919) 684-9111
In the event of a diving accident, you should immediately contact DAN’s Emergency Hotline at +1 (919) 684-9111. This service is staffed 24/7/365 by qualified DAN physicians and other medical professionals who can provide emergency assistance. Worldwide collect calls are accepted. Click here for a list of our language specific hotlines.
For non-emergency medical questions, please call +1 (919) 684-2948
Medical inquiries online: Ask a Medic
How to File a Claim
You must give DAN World written notice of a claim within 180 days after a covered loss occurs. To submit a claim, obtain claim forms or request additional information on how to report a claim, please contact:
AGI — Claims
c/o DAN Services, Inc.
6 West Colony Place
Durham, NC 27705 USA
Phone: +1 (919) 493-0912
Frequently Asked Questions
General
Who is eligible for DAN World’s short-term dive-accident coverage?
All certified divers, divers in training, freedivers and freedivers in training between the ages of 8 and 70.
Are there any restrictions based on depth, equipment or gas mix?
No.
How long does it take to process an application?
Once your dive shop enrolls you and submits payment, your coverage is confirmed and effective beginning on the indicated start date. Confirmation of coverage will be emailed to you.
Is this coverage valid if the diver is traveling to multiple countries?
Yes.
Does DAN World short-term coverage replace travel insurance?
No, short-term dive-accident coverage offers different benefits than travel insurance.
Diver Enrollment
How do I enroll?
Check with your dive shop to see if they already sell the DAN short-term dive accident coverage as only they can enroll you. If not, ask them to contact DAN World to join as short-term partners to sell this program.
Will I receive a policy number?
No, once enrolled, your name and date of birth are the only information required to confirm short-term coverage.
Can a policy be cancelled?
If an error is made and coverage dates have not yet started, you may request cancellation by contacting your dive shop.
Additional Help
What do I do in the event of a dive accident or illness?
Activate your emergency action plan first and then call the DAN Emergency Hotline: +1 919 684 9111 (English) or +52 557 100 0540 (Spanish).
You can also connect to the DAN Emergency Hotline via one of our local numbers (at the cost of a local call): 021 5085 8719 (within Indonesia), 015 4600 0109 (within Malaysia), 02 8231 3601 (within Philippines), 1800 01 8092 (within Thailand).
Help! My question has not been addressed here.
The DAN World team is ready to assist you. Please send us an email at or call +61-3-9886-9166 for the Asia Pacific area or or call +52.331.046.9389 for the Latin America/Caribbean area.
If you have any questions or need more information regarding DAN World Short Term Dive Accident Coverage, contact the DAN World team.
DAN World is Your Dive Safety Association